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Living in Germany

Deutschland

Germany is a federal republic of 16 states (Länder). Most rules newcomers meet, from residence and address registration to tax and social insurance, are federal law, but state and local offices apply them, so procedures and waiting times differ from city to city. The first steps are usually your residence status, registering your address and health insurance.

Currency
EUR
Official languages
German
Time zone
Europe/Berlin
EU member
Yes

Cities

Start here

The country-wide essentials most newcomers need first.

Germany is a federal republic made up of 16 states (Länder, singular Land). Three of them, Berlin, Hamburg and Bremen, are city-states: a single city that is also a state. Knowing how responsibilities are split between the federal level, the states and the municipalities explains much of what newcomers experience, including why the same procedure can look different in Munich, Cologne and Berlin.

Federal law, local offices

Under the Basic Law (Grundgesetz), state powers belong to the states unless the Basic Law assigns them to the federal level (Article 30), and the states carry out federal laws as their own business (Article 83). In everyday terms:

  • The rules are mostly federal. Residence and visa law, address registration, income tax, social insurance, labour law and the duty to have health insurance are set by federal law and apply everywhere in the same way.
  • The offices are mostly state or local. The immigration office (Ausländerbehörde), the registration office (Meldebehörde, in many cities the Bürgeramt), the tax office (Finanzamt) and the youth office (Jugendamt) belong to a state, a city or a district. Forms, online services, appointment systems and waiting times therefore vary from place to place. A guide written for one city is a good orientation elsewhere, but always check your own town's service pages.
  • Some areas belong to the states. Schools are organised by each state, which is why school types and curricula differ when a family moves between states. School holidays are set by the states, with summer holidays coordinated between them. Public holidays are state law too: nine holidays apply in every state (New Year's Day, Good Friday, Easter Monday, Ascension Day, Whit Monday, 1 May, German Unity Day on 3 October, and 25 and 26 December), while others exist only in some states.
  • A few federal agencies deal with you directly. The Federal Central Tax Office (Bundeszentralamt für Steuern, BZSt) issues your tax ID. The Federal Employment Agency (Bundesagentur für Arbeit) runs the local employment agencies and the family benefits office (Familienkasse) that pays child benefit. The Federal Office for Migration and Refugees (BAMF) is responsible for integration courses and asylum procedures. The German Pension Insurance (Deutsche Rentenversicherung) assigns your social security number.

The state governments take part in federal law-making through the Bundesrat, the chamber in which all 16 states are represented.

What most newcomers deal with first

  1. Entry and residence status. Citizens of EU and EEA states and Switzerland have freedom of movement and need neither a visa nor a residence permit to live and work in Germany. Most other people need a national visa from a German embassy or consulate before they travel. Nationals of Australia, Canada, Israel, Japan, New Zealand, South Korea, the United Kingdom and the United States may enter without a visa and apply for a residence permit within 90 days of arrival. Residence permits are issued and renewed by the immigration office responsible for where you live.
  2. Registering your address (Anmeldung). Anyone who moves into a home in Germany must register with the registration office within two weeks of moving in. The registration certificate (Meldebescheinigung) is needed for many later steps.
  3. Tax ID (Steuer-ID). After you register, the registration office passes your data to the BZSt, which sends your 11-digit tax identification number by post. You do not have to apply for it, but your name must be on your letterbox for the letter to arrive. If nothing has come after three months, you can ask the BZSt.
  4. Health insurance. Everyone who lives in Germany must have health insurance, either in the statutory system or with a private insurer. Which one applies depends mainly on your work and income.
  5. Social security number. When you start your first job in Germany, the German Pension Insurance issues your social security number (Versicherungsnummer). You keep it for life; employers and insurers ask for it.
  6. Money, phone and home. A German bank account (IBAN), a phone number and a rental contract make salary, contracts and further appointments much easier. Each has its own guide.

Getting help

  • 115 is the public service number for questions to the administration. It answers on behalf of federal, state and many local authorities in most of Germany; in Berlin it is staffed Monday to Friday from 8:00 to 18:00. Your provider's normal call charges may apply.
  • Migration counselling for adults (Migrationsberatung für erwachsene Zuwanderer, MBE) is free and confidential, in person at local advice centres or online through mbeon for people aged 28 and over. Younger people can contact the Youth Migration Services (Jugendmigrationsdienste).
  • Consumer advice centres (Verbraucherzentralen), one in each state, help with contracts, energy, insurance, telecoms and scams. Some advice is free, some is charged.
  • Official English translations of many federal laws are published on Gesetze im Internet. They are a convenience only: the German text is the binding version, and translations can lag behind recent amendments.

The HomiStart guides explain each of these steps in detail. They are general information, not legal or tax advice. Rules change and individual situations differ, so confirm details with the official sources linked in each guide or with the office responsible for you.

Guides by topic

All guides (98)
Arrival (1)
Moving (2)
Registration (2)
Residence and visas (8)
Citizenship (1)
Housing (4)
Jobs (2)
Employment (5)
Money (3)
Taxes (3)
Banking (1)
Insurance (2)
Healthcare (1)
Family (3)
Universities (1)
Language (2)
Transport (1)
Driving (1)
Utilities (1)
Internet and mobile (2)
Shopping (1)
Emergencies (1)
Culture (1)
Local government (1)
Consumer rights (2)
Moving from somewhere else? Understanding GermanyEveryday culture, etiquette and expectations explained (14 topics).