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Rental application documents in Germany: checklist and your data rights

The documents German landlords usually ask for when you apply for a flat, when they may ask for each one, what they may not ask under data protection rules, and what to offer instead if you have no German payslips or credit history yet.

Checked 5 Oct 2026
Applies to
Anyone applying for a rental flat or a room in Germany. Especially useful for newcomers without German payslips, credit history or previous German landlords.
Effort
Medium effort
Time needed
One to three hours to collect, redact and combine your documents once; then minutes per application
Cost
Most documents are free. A tenancy-specific credit certificate from SCHUFA cost €29.95 as a one-off purchase in 2026; the statutory data copy and the basic SCHUFA account are free but are not meant for landlords.
When
Prepare your folder before you start viewing flats, but hand over documents step by step, only when the landlord needs them.
On this page
  1. Overview
  2. Before you start
  3. Documents you need
  4. What landlords may ask for, stage by stage
  5. What landlords may not ask or demand
  6. Credit reports (SCHUFA)
  7. The rent payment confirmation (Mietschuldenfreiheitsbescheinigung)
  8. If you have no German income or credit history yet
  9. Guarantors (Bürgschaft)
  10. Putting your folder together safely
  11. Watch out
  12. Common mistakes
  13. Tips
  14. Frequently asked questions
  15. Official links
  16. In your plan
  17. Sources
  18. Related guides

In German cities with many applicants per flat, landlords and agents expect a complete set of documents, often called the application folder (Bewerbungsmappe). At the same time, data protection law limits what they may collect. In January 2026 Germany's data protection authorities (Datenschutzkonferenz, DSK) updated their guidance on exactly which questions and documents are allowed, and at which stage.

This checklist tells you what to prepare, what to hand over when, which questions you may leave unanswered, and what to offer if you are new to Germany and do not yet have payslips, a credit record or a German rental history.

Before you start

  • A scanner or scanning app and a PDF tool to combine and redact files
  • Your employment contract or other proof of how you will pay the rent

Documents you need

  • Tenant self-disclosure form (Mieterselbstauskunft)

    Usually the landlord's own form; only once you have said you want the flat

    required
  • Passport or national ID card

    Shown to verify identity; a copy is not needed at the viewing stage

    required
  • Residence permit or visa

    Not on the data protection authorities' model list; offer it if it strengthens your application

    optional
  • Employment contract or job offer

    Shows employer and job; you may black out data the landlord does not need

    optional
  • Recent payslips

    Usually the last three; only once the landlord has chosen you

    optional
  • Bank statements

    Alternative proof of income or savings; black out unrelated transactions

    optional
  • Proof of savings or other funds

    Useful if you have no regular income yet

    optional
  • Credit certificate for landlords

    A tenancy-specific certificate

    optional
  • Confirmation from your previous landlord that rent was paid (Mietschuldenfreiheitsbescheinigung)

    Optional; landlords cannot demand it

    optional
  • Guarantee declaration (Bürgschaftserklärung) with the guarantor's proof of income

    Only if you use a guarantor

    optional
  • University admission letter

    For students

    optional
  • Blocked account or scholarship confirmation

    For students

    optional

What landlords may ask for, stage by stage

The DSK distinguishes three stages. Landlords may only collect what is necessary at each one.

1. Viewing

  • Your name and contact details (postal address, phone number or email).
  • The landlord may check your identity by looking at your ID. Making a copy at this stage is not necessary and therefore not permitted.
  • For subsidised social housing: whether you have a housing entitlement certificate (WBS), and the size and number of rooms it allows.

2. After you say you want the flat

  • How many people will move in, and whether they are adults or children.
  • Your current employer and your job.
  • Your monthly net income, or simply confirmation that it exceeds a stated amount.
  • Whether you intend to keep pets (not small animals kept in cages or tanks).
  • Whether insolvency proceedings have been opened against you and are still running.
  • Whether an eviction order has been issued against you in the last five years.
  • For social housing: a copy of your WBS.

3. After the landlord has chosen you, just before signing

  • Proof of income, such as a payslip, bank statement or income tax assessment, with data that is not needed blacked out.
  • Proof of creditworthiness: a credit certificate you obtained yourself for the purpose of renting.
  • Limited questions about serious rent arrears or a termination for serious breach of your current or last tenancy, with the chance to explain why it will not happen again.

The DSK's model questionnaire also asks applicants not to send documents before they are needed. Keep your folder ready, but send each part when it is requested.

What landlords may not ask or demand

According to the DSK guidance, the following are not permitted. You do not have to answer such questions:

  • your nationality, religion or ethnic origin
  • your marital status (for example to make a spouse jointly liable)
  • marriage plans, pregnancy or plans to have children
  • membership of a political party or a tenants' association
  • criminal records or ongoing criminal investigations
  • how long you have been with your employer
  • why you have other monthly payments, such as maintenance or loans
  • the names and contact details of your current or previous landlords
  • your income at all, if the rent will be paid in full directly by a public body
  • a copy of your ID at the viewing stage
  • your full credit data copy under Article 15 GDPR; it contains far more than a landlord needs
  • your consent to a credit check as a condition for the contract

Landlords also have to delete the data of applicants who did not get the flat once it is no longer needed. Where discrimination claims are possible, this should generally happen within six months. Keeping "blacklists" of applicants is generally not allowed.

If a landlord insists on unlawful information, you can complain to a data protection supervisory authority; in Berlin, the Berlin Commissioner for Data Protection and Freedom of Information accepts complaints through an online form. If you suspect discrimination, contact an anti-discrimination advice service; in Berlin that is Fair mieten – Fair wohnen.

Credit reports (SCHUFA)

Many landlords ask for a SCHUFA certificate. What they may request is a tenancy-specific credit certificate that you obtain yourself and that contains only the information needed for renting. Two products are often confused:

  • The free data copy under Article 15 GDPR shows everything SCHUFA stores about you. It is for you, not for landlords, and a landlord may not demand it.
  • The SCHUFA-BonitätsCheck is a certificate for third parties such as landlords. In 2026 it cost €29.95 as a one-off purchase, was delivered digitally and did not show your score to the landlord. It is also included in some paid SCHUFA subscriptions.

If you have only just arrived, SCHUFA may have little or no data on you. Say so openly and offer alternative evidence (below). See the SCHUFA guide for how to build a record.

The rent payment confirmation (Mietschuldenfreiheitsbescheinigung)

Some landlords ask for a confirmation from your previous landlord that you owe no rent. Your previous landlord is not obliged to issue one, according to the Federal Court of Justice (judgment of 30 September 2009, VIII ZR 238/08). For that reason, the DSK says a new landlord cannot demand it.

If you have a good relationship with a previous landlord, in Germany or abroad, a short signed letter confirming that you always paid on time can still help. Bank statements showing regular rent payments, with other transactions blacked out, are an alternative.

If you have no German income or credit history yet

Landlords mainly want reassurance that the rent will be paid. Offer what you have:

  • Employment contract or signed job offer, even if you have not started yet, plus a short letter from your employer confirming your position if possible.
  • Payslips from your previous job abroad, ideally with a short explanation or translation of the key figures.
  • Proof of savings: a recent bank statement showing a balance, with account numbers partly and unrelated transactions blacked out.
  • For students: admission letter, blocked account or scholarship confirmation, and if relevant a parent's guarantee.
  • A rental reference from a previous landlord abroad.
  • A guarantor (see below).
  • A short cover note explaining that you have just moved to Germany and therefore have no German credit history yet.

Guarantors (Bürgschaft)

A guarantee (Bürgschaft) means another person, often a parent or relative with a good income, promises to pay if you do not. Prepare a signed guarantee declaration and evidence that the guarantor can pay, such as their proof of income.

Limits apply: if a landlord demands a guarantee in addition to a cash deposit, the total security may not exceed three months' net cold rent. This limit does not apply if you offered the guarantee voluntarily. A guarantee is a serious financial commitment for the guarantor, so make sure they understand what they are signing.

Putting your folder together safely

  • Prepare separate PDFs for each stage (contact and introduction; self-disclosure; proof of income and credit), so you send only what is needed.
  • Black out data the landlord does not need, such as your tax ID, social security number, church tax details, and transactions unrelated to rent and income.
  • Mark copies of ID documents clearly, for example "Copy for rental application, [landlord's name], [date]". For German ID cards the law requires copies to be clearly and permanently recognisable as copies.
  • Use clear file names, such as "Surname_Proof_of_income.pdf".
  • Send files by email to verified landlords or agents, or upload them on the portal of a known housing company. Never send documents to contacts you have not verified; see rental scams.

Watch out

Do not send ID copies, payslips or bank statements before you have verified the landlord and viewed the flat. Fake listings are used to collect identity documents.

Answer permitted questions truthfully and completely. Questions that are not permitted can simply be left blank.

Common mistakes

  • Handing over the full SCHUFA data copy instead of a tenancy-specific certificate.
  • Sending unredacted payslips that show your tax ID, social security number and church tax details.
  • Assuming you must answer every question on a landlord's form.
  • Giving up on a flat because you cannot provide a German payslip or a rent payment confirmation, instead of offering alternatives.

Tips

  • Include a short, friendly cover note in German about who you are, your job and your move-in date.
  • Ask your employer's HR department for a short confirmation of employment on company letterhead; it can support your application, especially before your first payslip.
  • Keep a 'ready' version of each document on your phone so you can send it right after a viewing.
  • Request your free SCHUFA data copy early to see whether SCHUFA has any data on you before you need a certificate.

Frequently asked questions

Editorial answers written by our team, based on the sources below.

Do I have to show my residence permit?

The DSK's model questionnaire does not include residence status, and questions about nationality are not permitted. Some landlords still ask about the length of your stay. You can decide whether showing your permit, for example one valid for several years, strengthens your application.

The landlord's form asks about my marital status and whether I plan to have children. Do I have to answer?

No. According to the data protection authorities, these questions are not permitted. You can leave them blank.

Can a landlord run a credit check on me without asking?

Only if a legal basis exists, and not if you have already provided an adequate credit certificate. A landlord may not make the contract conditional on your consent to a credit check.

My previous landlord abroad will not write a reference. Is that a problem?

Not necessarily. A previous landlord in Germany is not obliged to issue a rent payment confirmation either, so landlords cannot demand one. Offer bank statements showing rent payments or other proof of reliability.

What happens to my documents if I do not get the flat?

The landlord or agent must delete them once they are no longer needed, generally at the latest after six months where discrimination claims are possible. You can ask in writing for your data to be deleted.

In your plan

  • Prepare your rental application folder
  • Request your free SCHUFA data copy

Sources

Written and checked by HomiStart editorial against the official sources below. Next scheduled check: 3 Apr 2027.

  1. Konferenz der unabhängigen Datenschutzaufsichtsbehörden des Bundes und der Länder (DSK)Official source
    Orientierungshilfe zur Einholung von Selbstauskünften bei Mietinteressent:innen (Version 2.0, Januar 2026) (Opens {{site}} in a new tab)
    Accessed 5 Oct 2026

    Permitted and prohibited questions by stage, ID copies, credit certificates, Mietschuldenfreiheitsbescheinigung, deletion

  2. Konferenz der unabhängigen Datenschutzaufsichtsbehörden des Bundes und der Länder (DSK)Official source
    Orientierungshilfe Mietinteressent:innen – Anlage Musterfragebogen (Januar 2026) (Opens {{site}} in a new tab)
    Accessed 5 Oct 2026

    Model questionnaire; no unsolicited documents; no question on residence status

  3. Konferenz der unabhängigen Datenschutzaufsichtsbehörden des Bundes und der Länder (DSK)Official source
    Orientierungshilfen der DSK (Opens {{site}} in a new tab)
    Accessed 5 Oct 2026
  4. Berliner Beauftragte für Datenschutz und InformationsfreiheitOfficial source
    Einreichen einer Beschwerde (Opens {{site}} in a new tab)
    Accessed 5 Oct 2026
  5. SCHUFA Holding AG
    SCHUFA-Auskunft – Lösungen (Opens {{site}} in a new tab)
    Accessed 5 Oct 2026

    SCHUFA-BonitätsCheck €29.95 one-off, digital, no score shown to landlords

  6. SCHUFA Holding AG
    meineSCHUFA – Startseite (Opens {{site}} in a new tab)
    Accessed 5 Oct 2026

    Free data copy under Art. 15 GDPR and free SCHUFA account

  7. Berliner Mieterverein e. V.
    Info 7 – Mietkaution und die Rechte des Mieters (Opens {{site}} in a new tab)
    Accessed 5 Oct 2026

    Guarantee in addition to cash deposit counts towards the three-month limit unless offered voluntarily

  8. Bundesministerium der Justiz – Gesetze im InternetOfficial source
    § 551 BGB – Begrenzung und Anlage von Mietsicherheiten (Opens {{site}} in a new tab)
    Accessed 5 Oct 2026
  9. Bundesministerium der Justiz – Gesetze im InternetOfficial source
    § 20 PAuswG – Verwendung durch öffentliche und nichtöffentliche Stellen (Opens {{site}} in a new tab)
    Accessed 5 Oct 2026
  10. Berliner Mieterverein e. V.
    Berliner Mieterverein – 20 wichtige Tipps zu Wohnungssuche und Mietvertragsabschluss (Opens {{site}} in a new tab)
    Accessed 5 Oct 2026

    Questions unrelated to the tenancy need not be answered

  11. Verbraucherzentrale Bundesverband
    Fake-Wohnungen im Internet: So erkennen Sie falsche Immobilienanzeigen (Opens {{site}} in a new tab)
    Accessed 5 Oct 2026
  12. Fair mieten – Fair wohnen, Berliner Fachstelle gegen Diskriminierung auf dem Wohnungsmarkt
    Fair mieten – Fair wohnen – Beratung + Begleitung (Opens {{site}} in a new tab)
    Accessed 5 Oct 2026

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