Opportunity Card (Chancenkarte): looking for work in Germany with the points system
How the Chancenkarte lets non-EU professionals spend up to a year in Germany looking for a job: the two ways to qualify, the points table, the 2026 proof of funds (€1,091 a month), what work you may do while searching, and what happens when you find a job.
- Applies to
- Non-EU nationals with a degree or a vocational qualification of at least two years who want to come to Germany to look for qualified work, and skilled workers already in Germany who lost their job. Not needed by EU, EEA or Swiss citizens.
- Effort
- High effort
- Time needed
- Gathering documents (ZAB statement, language certificate, blocked account) often takes several weeks. Visa processing varies by embassy; some missions state about 6 to 10 weeks, others around two months.
- Cost
- Visa fee €75. Proof of funds of €1,091 per month (2026), which is €13,092 for 12 months, usually in a blocked account (the money is yours, released monthly). ZAB statement €208 if needed. Residence permit in Germany, if required later, up to about €100.
- When
- Apply well before you plan to travel. The card lasts up to 12 months; apply for your follow-up employment permit before it expires.
On this page
- Overview
- Before you start
- Documents you need
- Step by step
- Route 1: skilled workers with full recognition
- Route 2: the points system
- Proof of funds: €1,091 a month in 2026
- What you may do while searching
- When you find a job, or don't
- Applying from inside Germany
- Family
- Watch out
- Common mistakes
- Tips
- Frequently asked questions
- Official links
- In your plan
- Sources
- Related guides
The Opportunity Card (Chancenkarte, §20a of the Residence Act) has existed since 1 June 2024. It is a residence permit for looking for work or for measures to get a foreign qualification recognised. It is aimed at people who do not yet have a German job offer. It gives you up to 12 months in Germany to search, network and attend interviews, with permission to work part-time while you do.
There are two ways to qualify. Skilled workers whose qualification is fully recognised qualify directly. Everyone else qualifies through a points system.
Before you start
Either: a German qualification or a foreign qualification fully recognised in Germany Or: a state-recognised foreign degree, or vocational training of at least two years, plus German at A1 or English at B2, plus at least 6 points Proof that you can support yourself (€1,091 a month in 2026) Health insurance for the whole stay
Documents you need
- required
Valid passport
- required
Degree or vocational qualification certificates
- required
Recognition notice, anabin printout or ZAB statement
Shows full equivalence (skilled-worker route), or that your qualification is state-recognised abroad (points route).
- optional
Language certificate
German A1 or English B2 minimum (points route). Some embassies require certificates from ALTE-member providers, not older than 12 months.
- required
Blocked account confirmation, declaration of commitment, or part-time employment contract
Shows €1,091 per month (2026).
- required
Health insurance for the entire stay
Embassies accept incoming travel health insurance for the visa.
- required
CV in tabular form (German or English)
- required
Motivation letter and evidence of job-search preparation
Many embassies ask how you plan to search, where you will live and how you will support yourself, plus evidence such as applications sent.
- required
Biometric photos
Step by step
Step 1: Check whether you qualify
Look up your degree in anabin, or request a ZAB assessment, to confirm your qualification is state-recognised. Then add up your points using the official Opportunity Card self-check.
Step 2: Get the language certificate and the proof of funds
Book an exam for German A1 or English B2 or higher. Check your embassy's list of accepted certificates and the maximum age of the certificate. Open a blocked account with €1,091 per month for your planned stay (€13,092 for 12 months in 2026), or arrange a declaration of commitment.
Step 3: Apply online through the Consular Services Portal
Create an account on the Auslandsportal, fill in the Opportunity Card application and upload everything. This includes your qualification, any recognition notice, your language certificate, financial proof, health insurance, CV, motivation letter and evidence for each point you claim. Documents not in German or English usually need certified translations.
Step 4: Attend the embassy appointment
Once your documents are accepted you get a booking link. At the appointment you give fingerprints, show originals and pay the €75 fee in local currency. The Opportunity Card is issued as a visa.
Step 5: Arrive, register and search
Register your address within two weeks of moving in. Ask your local immigration office whether you need to apply for anything further during your stay. Keep your health insurance valid for the whole stay; if you start a part-time job, ask your employer or a health insurer whether you become insured through the job. Keep records of your applications. When you get a suitable offer, apply for the employment permit before the card expires.
Route 1: skilled workers with full recognition
If you hold a German qualification, or a foreign degree or vocational qualification that is fully recognised in Germany, you count as a skilled worker. You can get the Opportunity Card without points and without a language certificate. You can show full recognition with an anabin printout, a ZAB Statement of Comparability or a recognition notice. You still need proof of funds and health insurance.
Route 2: the points system
Basic conditions, which you must meet before points count:
- a foreign university degree, or vocational training of at least two years, that is state-recognised in the country where you got it, confirmed by the ZAB. Alternatively, a qualification from a German Chamber of Commerce Abroad (AHK) certified by the BIBB;
- German at A1 or English at B2, proven with a certificate;
- at least 6 points from the table below.
Points table
- Partial recognition of your qualification in Germany (a notice stating that adaptation measures are needed): 4 points
- German B2 or higher: 3 points; German B1: 2 points; German A2: 1 point
- English C1 or higher: 1 point
- Professional experience: at least 5 years within the last 7 years: 3 points; at least 2 years within the last 5 years: 2 points
- Qualification in a shortage occupation: 1 point
- Age: 35 or younger: 2 points; over 35 and up to 40: 1 point
- Previous lawful stay in Germany of at least 6 continuous months within the last 5 years: 1 point
- Partner applying together who also meets the Opportunity Card requirements: 1 point
Within each group, only the highest level counts: German B2 gives 3 points, not 3 + 2 + 1. Experience points depend on the experience relating to your qualification. The official self-check on Make it in Germany lets you test your score.
Example: a 33-year-old engineer with a state-recognised degree, English B2, three years' relevant experience and German A2 would have 2 (age) + 2 (experience) + 1 (German A2) = 5 points. One more point, for example from a qualification in a shortage occupation or from German B1, would make 6. This is an illustration only; the embassy assesses each case.
Proof of funds: €1,091 a month in 2026
You must show you can cover your living costs for the stay. The 2026 figure is €1,091 per month: €13,092 for the full 12 months. At least one German embassy states a minimum of €3,309 for a 91-day stay. Ways to prove it:
- a blocked account (Sperrkonto) with a provider, opened before you apply; the embassy wants the official confirmation showing the total deposit and the monthly payout;
- a declaration of commitment (Verpflichtungserklärung, §§66–68 AufenthG) from someone in Germany who agrees to cover your costs and whose ability to pay has been checked;
- a part-time or trial employment contract showing hours and monthly pay, within the 20-hour limit.
Health insurance: for the visa, incoming travel health insurance for the whole stay is accepted. If you apply for the card from inside Germany, Berlin's LEA requires German statutory or comparable private insurance; foreign insurance is not enough.
What you may do while searching
- Part-time work of up to 20 hours a week on average, in any job, not only qualified ones.
- Trial employment of up to two weeks per employer, if the job is qualified, leads to vocational training, or supports recognition of your qualification.
- No self-employment (Berlin LEA).
- No basic income support: holders of an Opportunity Card are excluded from Grundsicherungsgeld, so your funds and part-time income must carry you.
When you find a job, or don't
- Switch to an employment permit: once you have a suitable offer, apply at the immigration office for the matching permit before the card expires. Options include the EU Blue Card, a §18a/§18b skilled worker permit, the experience-based route or a vocational training permit. See the EU Blue Card and Skilled worker residence permits guides.
- Follow-up Opportunity Card (Folge-Chancenkarte): if you find qualified employment but do not meet the conditions of any other employment permit, the card can be extended once for up to two years. You need a contract or concrete job offer, and normally approval by the Federal Employment Agency.
- If your search fails: you must leave Germany when the card expires, unless another permit applies. You can only get a new Opportunity Card after spending at least as long outside Germany as you spent here on the previous one.
Applying from inside Germany
Skilled workers already living in Germany can also apply at the local immigration office. This applies if they entered with a national visa for job seeking or hold an employment permit or Blue Card. A common case is losing a job: Berlin's welcome centre points out that an Opportunity Card can allow part-time work while you look for a new qualified position. You may only start the part-time job once the card is issued. People who entered visa-free cannot apply for it in Berlin.
Family
Couples can apply together. If both meet the requirements, the main applicant gains a point for the partner. Joining an Opportunity Card holder later as a dependent family member is usually difficult. The rules for joining a spouse normally expect a stay of more than one year, and the search card lasts at most 12 months. Ask the embassy before planning around it.
Watch out
The Opportunity Card is not renewable as a second search period. Use the 12 months deliberately and line up your follow-up permit early.
Do not exceed 20 hours a week on average or start self-employment. Breaching the conditions can endanger your stay.
Opportunity Card holders are not entitled to basic income support. Budget for at least the full proof-of-funds amount.
Common mistakes
Claiming points without evidence. Every point needs a document (certificates, references, proof of earlier stays). Using a language certificate that is too old or from a provider the embassy does not accept. Assuming any foreign certificate counts. Vocational training must have lasted at least two years and be state-recognised. Opening a blocked account for less than the monthly amount required for your planned stay.
Tips
Learning German to B1 before you apply adds 2 points and makes the job search noticeably easier. Use the part-time allowance strategically: trial employment of up to two weeks lets employers get to know you before offering a contract. If your qualification is partially recognised, an Opportunity Card can also be used to complete recognition measures in Germany.
Frequently asked questions
Editorial answers written by our team, based on the sources below.
Can I use the Opportunity Card to work full-time?
No. While on the search card, you may work up to 20 hours a week on average, plus trial work of up to two weeks per employer. For a full-time job, switch to an employment permit first.
Is €1,091 per month the same as the student blocked account?
No. The Opportunity Card amount for 2026 is €1,091 a month. Student visas use a different reference amount. Check the figure for your purpose on the embassy website.
Do I need a job offer to apply?
No. That is the point of the card. A job offer is only needed when you switch to an employment permit or apply for the follow-up card.
Can my spouse come with me?
Yes, if your spouse applies for an Opportunity Card too and meets the requirements in their own right. Joining as a dependant on your card is usually difficult; check with the embassy.
Official links
Make it in Germany: Opportunity Card self-check make-it-in-germany.com (Opens {{site}} in a new tab) At a Glance: Job Search Opportunity Card (PDF, January 2026) make-it-in-germany.com (Opens {{site}} in a new tab) Consular Services Portal (Auslandsportal)Official source digital.diplo.de (Opens {{site}} in a new tab) Opportunity Card at the Berlin LEA (in-country applications) service.berlin.de (Opens {{site}} in a new tab) anabin database anabin.kmk.org (Opens {{site}} in a new tab)
In your plan
Switch to an employment permit when you find a job Apply for your national visa at the German mission Apply for your residence permit online at the SZE Find the residence route that fits your move Open a blocked account to prove your funds Start your job search before you move
Sources
Written and checked by HomiStart editorial against the official sources below. Next scheduled check: 3 Jan 2027.
- Make it in Germany / Federal Ministry for Economic Affairs and EnergyOfficial sourceAt a Glance: Job Search Opportunity Card (as of January 2026)
(Opens {{site}} in a new tab) Accessed 5 Oct 2026 - Bundesagentur für Arbeit (ZAV)Official sourceDie Chancenkarte (Newsletter Working and Living in Germany 02/2026)
(Opens {{site}} in a new tab) Accessed 5 Oct 2026 - Federal Ministry of Justice (gesetze-im-internet.de)Official source§ 20a AufenthG: Chancenkarte
(Opens {{site}} in a new tab) Accessed 5 Oct 2026 - Federal Ministry of Justice (gesetze-im-internet.de)Official source§ 20b AufenthG: Punktebasierte Auswahl
(Opens {{site}} in a new tab) Accessed 5 Oct 2026 - Federal Foreign Office – German Embassy NairobiOfficial sourceChancenkarte (§§ 20a + 20b AufenthG)
(Opens {{site}} in a new tab) Accessed 5 Oct 2026 - Federal Foreign Office – German Embassy YerevanOfficial sourceChancenkarte für Fachkräfte (§ 20a + 20b AufenthG)
(Opens {{site}} in a new tab) Accessed 5 Oct 2026 - Make it in Germany / Federal Ministry for Economic Affairs and EnergyOfficial sourcePossibilities of skilled worker immigration – What employers need to know (February 2026)
(Opens {{site}} in a new tab) Accessed 5 Oct 2026 - Land Berlin – Service-Portal Berlin (LEA)Official sourceOpportunity card (Chancenkarte)
(Opens {{site}} in a new tab) Accessed 5 Oct 2026 - Willkommenszentrum Berlin (Berlin Senate Commissioner for Integration and Migration)Official sourceFakten und Fragen: Jobverlust (Stand 09/2025)
(Opens {{site}} in a new tab) Accessed 5 Oct 2026 - Federal Ministry of Justice (gesetze-im-internet.de)Official source§ 7 SGB II: Leistungsberechtigte
(Opens {{site}} in a new tab) Accessed 5 Oct 2026 - Federal Ministry of Justice (gesetze-im-internet.de)Official source§ 30 AufenthG: Ehegattennachzug
(Opens {{site}} in a new tab) Accessed 5 Oct 2026 - Central Office for Foreign Education (ZAB) at the KMKOfficial sourceStatement of Comparability – fees
(Opens {{site}} in a new tab) Accessed 5 Oct 2026