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Guides for Munich

Practical guides checked against official sources. Filter by topic to find what you need next.

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InsuranceHealth insurance in GermanyHealth insurance is compulsory for everyone living in Germany. How statutory and private insurance differ, the 2026 income threshold and contribution rates, family insurance, choosing a statutory insurer, and the special cases of visas, students, the self-employed and EU citizens.About 30 minutes to choose a statutory insurer and apply online; private insurance applications take longer because of the health questionnaire
InsuranceLiability, contents and legal expenses insuranceWhy personal liability insurance is the one private policy most newcomers should have, what household contents and legal expenses insurance do, which insurance is actually compulsory in Germany, and what to look for when comparing policies.About an hour to compare and buy a personal liability policy online