Consumer advice
Recognised debt and insolvency counselling (Schuldnerberatung)
Official Non-profit Free
About this service
Every Berlin district has at least one state-recognised debt and insolvency counselling centre, run by non-profit organisations. Counselling is free and covers budgeting, negotiating with creditors, wage garnishment and the consumer insolvency procedure. Go to a centre in the district where you live and bring all letters from creditors, reminders, income and benefit notices, and any eviction or disconnection notices. Use the Senate's official list or the LAG SIB map to find one.
debt Schuldnerberatung insolvency garnishment free
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Sources
Last checked by our editors on 5 Oct 2026. Opening hours, appointments and fees change — please confirm on the official website before you go.
- Senatsverwaltung für Arbeit, Soziales, Gleichstellung, Integration, Vielfalt und AntidiskriminierungOfficial sourceAnerkannte Schuldner- und Insolvenzberatungsstellen
(Opens {{site}} in a new tab) Accessed 5 Oct 2026At least one recognised centre per district; free; contact a centre in your district
- Land Berlin – Service-Portal BerlinOfficial sourceSchuldner- und Insolvenzberatung
(Opens {{site}} in a new tab) Accessed 5 Oct 2026Who it is for, no fees, services, documents to bring
- Landesarbeitsgemeinschaft Schuldner- und Insolvenzberatung Berlin e.V.Beratungsstellen in Berlin
(Opens {{site}} in a new tab) Accessed 5 Oct 2026Map of publicly funded non-profit centres; guides