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Studying in the Netherlands - admission, fees, student permit and costs

How to apply to a Dutch university or university of applied sciences, the 2026-2027 tuition fees, the student residence permit and its proof-of-funds amount, working while studying, health insurance, living costs and the orientation year after graduation.

Checked 7 Oct 2026
Applies to
Prospective international students planning a bachelor's or master's degree at a Dutch research university (WO) or university of applied sciences (HBO). EU, EEA and Swiss students do not need a residence permit; everyone else usually does.
Effort
High effort
Time needed
Plan about a year ahead; numerus fixus deadlines fall in January, most others on 1 May
Cost
Statutory tuition fee €2,694 for 2026-2027 (EU/EEA, Swiss and Surinamese students); institutional fees for others typically €9,000 to €20,000 (bachelor) or €12,000 to €30,000 (master). Student residence permit €254 (2026). Proof of funds €1,130.77 per month for higher education (2026).
When
Apply via Studielink by 15 January for numerus fixus programmes and generally by 1 May for others; check each institution
On this page
  1. Overview
  2. Before you start
  3. Documents you need
  4. Applying for a programme
  5. Tuition fees
  6. The student residence permit (non-EU students)
  7. Working while you study
  8. Health insurance
  9. Living costs and housing
  10. After graduation - the orientation year
  11. Watch out
  12. Common mistakes
  13. Tips
  14. Frequently asked questions
  15. Official links
  16. In your plan
  17. Sources
  18. Related guides

The Netherlands has two kinds of higher education institutions: research universities (wetenschappelijk onderwijs, WO) and universities of applied sciences (hoger beroepsonderwijs, HBO). Many programmes are taught in English. Study in NL, the official information service run by Nuffic, is the best starting point for finding programmes.

Two practical issues shape most students' plans: the cost, which depends heavily on your nationality, and housing, which is scarce in Amsterdam and other university cities. Start both early.

Before you start

  • Admission to a full-time programme at a recognised Dutch institution
  • Enough money for tuition and living costs
  • For non-EU students, an institution that is an IND-recognised sponsor

Documents you need

  • Valid passport or ID card

    required
  • Diplomas and transcripts required for admission

    The institution assesses foreign diplomas itself

    required
  • Proof of funds (bank statement, scholarship or sponsor declaration)

    Non-EU students; the institution collects it for the IND

    optional
  • MVV entry visa, if your nationality needs one

    Applied for by the institution together with the residence permit

    optional
  • Legalised and translated birth certificate

    For municipal registration after arrival

    required

Applying for a programme

  • Check the institution's website for the programme's admission requirements and whether you must apply through Studielink, the national application portal. Some institutions use their own system for international applicants.
  • Deadlines: Study in NL lists 15 January for programmes with limited places (numerus fixus) and 1 May for most other programmes, but institutions can set earlier dates, especially for non-EU applicants who need a visa.
  • Numerus fixus: you can apply to at most two such programmes per academic year (and only one each of medicine, dentistry, dental hygiene and physiotherapy). Selection takes place after the January deadline.
  • Application fees: some institutions charge non-EEA applicants or applicants without Dutch prior education a handling fee, typically €75 to €100.
  • Your institution assesses your foreign diploma for admission; you usually do not need a separate evaluation. See recognition of diplomas if you also want one for work.

Tuition fees

  • Statutory fee (wettelijk collegegeld): €2,694 for 2026-2027, for students from the EEA, Switzerland or Suriname who have not already obtained a similar degree at a government-funded Dutch institution.
  • Institutional fee (instellingscollegegeld) for other students: Study in NL gives averages of €9,000 to €20,000 a year for a bachelor's and €12,000 to €30,000 for a master's. Check the exact amount per programme.

Scholarships exist but are limited; check Study in NL's scholarship finder and the institution's own pages. EU, EEA and Swiss students may, in specific cases, qualify for Dutch student finance from DUO; DUO's eligibility pages explain the conditions.

The student residence permit (non-EU students)

Only your educational institution can apply, and it must be an IND-recognised sponsor. If you need an MVV entry visa, the institution applies for the MVV and the residence permit together. According to the IND:

  • you must be admitted to a full-time programme and make sufficient study progress (the IND page mentions at least 50% of the credits for each study year);
  • you must have enough money: €1,130.77 per month for HBO or university (€928.58 for MBO) in 2026, usually shown to the institution before it applies;
  • the fee is €254 (2026), paid through the institution;
  • the IND has 60 days to decide;
  • the permit is valid for the length of your programme plus three months, up to five years, and can include a preparatory year if that is a condition for admission;
  • a TB test may be required within three months of receiving the permit.

EU, EEA and Swiss students do not need a permit. The IND expects them to be registered with an institution, have health insurance and have enough money to support themselves.

Working while you study

  • Non-EU students: according to the IND, you may work up to 16 hours a week as an employee, or full-time in June, July and August. Your employer needs a work permit (TWV) for you. Self-employment is possible as long as you keep meeting the permit conditions, and internships that are part of your programme are allowed.
  • EU, EEA and Swiss students can work without restrictions.

The statutory minimum wage for workers aged 21 and over is €14.99 per hour from 1 July 2026. Taking a job affects your health insurance (see below).

Health insurance

If you come only to study, Study in NL explains that you are not allowed to take out Dutch public (basic) health insurance. You need a private international student policy or, as an EU/EEA student, possibly your European Health Insurance Card (EHIC). As soon as you take a paid job, even part-time, you must take out Dutch basic health insurance, and you may then be eligible for healthcare benefit. Paid internships and self-employment have special rules; the Social Insurance Bank (SVB) can assess your situation.

Living costs and housing

Study in NL estimates that students spend on average €1,000 to €1,500 a month, with Amsterdam at the expensive end. It cites Nibud averages (2024) of about €561 for rent, €244 for groceries and €67 for transport per month across the country. An average room costs €450 to €1,000 a month depending on the city.

Student housing in Amsterdam is in short supply. Ask your institution early about housing it offers or recommends, never pay for a room you have not seen or verified, and check that you can register at the address. See temporary accommodation in Amsterdam and finding housing in Amsterdam.

After graduation - the orientation year

Graduates of an accredited Dutch bachelor's or master's programme, of certain post-master's programmes, of an Erasmus Mundus joint master's, of a top-200 university abroad, and researchers who did research in the Netherlands can apply for the orientation year permit (zoekjaar hoogopgeleiden) within three years of graduating. It is valid for one year, costs €254 (2026), and lets you work freely without a work permit while you look for a job. During it, and within three years of graduation, the reduced salary criterion of €3,122 gross per month (2026) applies if you then switch to a highly skilled migrant permit. See highly skilled migrant permit.

Watch out

If you study on a residence permit, keep your study progress up. The IND sets a minimum level of progress as a condition of the permit.

Do not work more than 16 hours a week outside June to August on a student permit, and only with a TWV arranged by your employer.

Housing scams target incoming students. Never transfer money before verifying the landlord and the room.

Common mistakes

  • Missing the January deadline for numerus fixus programmes.
  • Taking out Dutch basic health insurance while only studying, or failing to switch to it after starting a part-time job.
  • Arriving without a legalised birth certificate, which delays municipal registration and your BSN.

Tips

  • Register with the municipality within five days of arrival if you will stay longer than four months; you need a BSN to work and open many accounts.
  • Budget for the first months in full before you arrive; deposits and first rent are often due at once.
  • Use your student card for discounts, and consider a bike for daily travel.

Frequently asked questions

Editorial answers written by our team, based on the sources below.

Can I bring my partner while I study?

Partners of students can sometimes get a residence permit, but study is a temporary purpose of stay and the conditions differ from other family routes. Check the IND page for partners and ask your institution.

Can I apply for permanent residence or citizenship on a student permit?

Study is a temporary purpose of stay. According to the IND, you cannot apply for permanent residence on a permit for a temporary purpose, and naturalisation requires a qualifying non-temporary status at the time you apply. You first need to switch to a permit such as highly skilled migrant. How your earlier years of study count depends on the application, so check the IND conditions when you get there.

Do I need a BSN as a student?

Yes, if you will work, open a Dutch bank account or need many other services. You get it when you register with the municipality, or through the Non-residents Records Database (RNI) for stays of four months or less.

In your plan

  • Apply for admission to a Dutch programme
  • Know the work rules on a student permit
  • Check the orientation year before your studies end
  • Register your address and get your BSN
  • Find the residence permit that fits your move
  • Apply for your residence permit (and MVV if needed)
  • Book temporary accommodation where you can register
  • Arrange health cover for your first weeks

Sources

Written and checked by HomiStart editorial against the official sources below. Next scheduled check: 5 Apr 2027.

  1. Study in NL (Nuffic)
    Tuition fees (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  2. Study in NL (Nuffic)
    How to apply (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  3. Study in NL (Nuffic)
    Daily student expenses and cost of living in the Netherlands (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  4. Study in NL (Nuffic)
    Healthcare insurance (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  5. Study in NL (Nuffic)
    Scholarship and funding for EU students (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  6. Immigration and Naturalisation Service (IND)Official source
    Student residence permit for university or higher professional education (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026

    Page last updated 21 September 2026.

  7. Immigration and Naturalisation Service (IND)Official source
    Required amounts income requirements (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  8. Immigration and Naturalisation Service (IND)Official source
    Residence permit for orientation year (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026

    Page last updated 7 October 2026.

  9. Immigration and Naturalisation Service (IND)Official source
    Staying in the Netherlands as an EU, EEA or Swiss citizen (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  10. Immigration and Naturalisation Service (IND)Official source
    Temporary and non-temporary purposes of residence (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  11. DUO (Dienst Uitvoering Onderwijs)Official source
    Eligibility (student finance) (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  12. Government of the NetherlandsOfficial source
    Minimum wage amounts (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026

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