Skip to content

ChildcareStep-by-step

Childcare in the Netherlands and the childcare benefit (kinderopvangtoeslag)

The types of childcare in the Netherlands, how to find a registered provider, what childcare costs, how the childcare benefit (kinderopvangtoeslag) works in 2026 with its maximum hourly rates and the three-month application deadline, and what changes from 2029.

Checked 7 Oct 2026
Applies to
Parents of children from babies to age 12 who need daycare, a childminder or after-school care in the Netherlands. The childcare benefit is mainly for households where both parents (or a single parent) work, study or follow certain programmes.
Effort
Medium effort
Time needed
Start searching several months ahead; the benefit application itself takes under an hour online
Cost
Providers set their own hourly rates. In 2026 the benefit is calculated on at most €11.23 per hour for daycare, €9.98 for after-school care and €8.49 for childminders, and covers up to 96% of that for most working households.
When
Register with providers as early as possible; apply for the benefit within three months after the month your child starts
On this page
  1. Overview
  2. Before you start
  3. Documents you need
  4. Step by step
  5. How much is the benefit in 2026?
  6. What changes from 2029
  7. Complaints and concerns
  8. Watch out
  9. Common mistakes
  10. Tips
  11. Frequently asked questions
  12. Official links
  13. In your plan
  14. Sources
  15. Related guides

Formal childcare in the Netherlands is run mostly by private and non-profit organisations, regulated and inspected by the municipal health services (GGD). Parents pay the provider and, if they qualify, receive a childcare benefit (kinderopvangtoeslag) from the Benefits Service (Dienst Toeslagen) that covers a large share of the cost. Demand is high in Amsterdam and other cities, so many parents register for a place months before they need it.

Children usually start primary school at age four, so daycare covers roughly the first four years, and after-school care covers primary school children.

Before you start

  • A citizen service number (BSN) for you, your partner and your child
  • DigiD to apply online
  • A written childcare contract with a provider registered in the national childcare register (LRK)

Documents you need

  • Citizen service numbers (BSN) for parents and child

    required
  • Childcare contract stating the hourly rate and hours per month or year

    required
  • Valid residence permit

    For parents who are not Dutch or EU/EEA/Swiss citizens

    optional
  • Estimate of your household income for the year

    required

Step by step

  1. Step 1: Choose the type of childcare

    • Daycare (dagopvang), at a daycare centre (kinderdagverblijf, kinderopvang), for children from a few months old until they start school.
    • Childminder (gastouder): care in a small group at the childminder's or your home, arranged through a childminder agency (gastouderbureau).
    • Pre-school groups (peuteropvang, formerly peuterspeelzaal): short sessions for two- to four-year-olds. Children at risk of a language or development delay can get a subsidised place in early education (voorschoolse educatie, VE), usually referred by the child health clinic (consultatiebureau).
    • After-school care (buitenschoolse opvang, BSO): before and after school and in school holidays.
    • Lunchtime care (tussenschoolse opvang): organised by schools; it does not qualify for the benefit.

    Care by family, friends or an au pair does not qualify for the benefit unless the carer is a registered childminder.

  2. Step 2: Find a registered provider

    Only providers listed in the national childcare register (Landelijk Register Kinderopvang, LRK) qualify for the benefit. Search the register by town and type of care, and read the GGD inspection reports, which are public. Visit several centres, ask about the waiting list, group sizes, opening hours, holiday closures, meals, nappies and languages spoken, and register with more than one provider if waiting lists are long.

  3. Step 3: Sign a written contract

    The contract must state the hourly rate and the number of hours of care, because the benefit is calculated from these figures. Check the notice period and what happens on public holidays and closing days. You receive benefit only for hours the provider is actually open and which are in your contract, whether or not your child attends.

  4. Step 4: Check whether you qualify for the childcare benefit

    In most cases you qualify if:

    • you receive Dutch child benefit for the child, or contribute substantially to their upkeep;
    • the provider is registered in the LRK and you have a written contract;
    • you and your benefit partner have Dutch nationality or a valid residence status;
    • you and your partner both work, study, follow a route to work, or follow a compulsory civic integration course with a certified institution.

    Special rules apply for co-parents, people who stop working and some health situations. The Benefits Service's website lists all conditions.

  5. Step 5: Apply within three months

    Apply online through Mijn toeslagen with your DigiD (the portal is in Dutch), or call the Tax Information Line for help or an appointment. You must apply within three months after the month in which your child first goes to childcare; if you apply later, you miss months of payment. Use the Benefits Service's trial calculation (proefberekening) first to estimate the amount.

  6. Step 6: Pay the provider and keep your details up to date

    The benefit is paid to you monthly, as an advance based on your estimated income and hours. You pay the provider's full bill. Report changes straight away, such as a new income, more or fewer hours, a new provider or a change in your partner's situation. After the year ends, the Benefits Service sets the final amount; if you received too much, you pay it back. Keeping your income estimate realistic avoids large repayments.

How much is the benefit in 2026?

The government pays a percentage of a maximum hourly rate. For 2026 the maximum hourly rates are €11.23 for daycare, €9.98 for after-school care and €8.49 for childminders. If your provider charges more, you pay the difference yourself.

The percentage depends on your combined assessment income (toetsingsinkomen) and is higher for second and later children. In 2026 working households with a combined income up to about €56,400 receive the maximum of 96% for every child; above that, the percentage for the first child falls gradually, to a minimum of 36.5% at the highest incomes, while later children keep a higher percentage. You receive benefit for at most 230 hours per child per month, linked to the months the parent who works least actually works.

What changes from 2029

In September 2026 the government sent a bill to the Council of State to replace the childcare benefit from 2029 with a subsidy paid directly to childcare providers, independent of income. Working parents would then pay only a limited personal contribution, and the benefit would be raised step by step until 2029. Until the new system is law and in force, the current benefit rules apply.

Complaints and concerns

Raise a complaint with the provider first, using its complaints procedure. If it does not respond within six weeks or does not take you seriously, the free Klachtenloket Kinderopvang can advise and mediate, and after that you can go to the Geschillencommissie Kinderopvang. Concerns about safety or quality can be reported to the GGD, which supervises childcare in your municipality.

Watch out

Missing the three-month deadline means you lose benefit for the months before your application.

A too-low income estimate leads to repayments later. Update it as soon as your salary or hours change.

Common mistakes

  • Choosing a provider or babysitter that is not in the LRK and then finding the costs do not qualify.
  • Forgetting to report the end of a contract or a change in hours.
  • Assuming that one parent's job is enough; in a two-parent household both partners must usually work, study or follow an eligible programme.

Tips

  • Register with daycare centres during pregnancy or as soon as you know your moving date if you are coming to Amsterdam.
  • Ask your employer whether it contributes to childcare or has arrangements with providers.
  • If you do not qualify for the benefit, ask your municipality about subsidised pre-school places for toddlers.

Frequently asked questions

Editorial answers written by our team, based on the sources below.

Can I get the childcare benefit if my partner does not work?

Usually not. Both partners must work, study, follow a route to work or a compulsory civic integration course, with some exceptions for long-term care situations. Check the conditions on the Benefits Service's website.

Is childcare free for three- and four-year-olds?

Not in general. Some toddlers get a subsidised place in early education (voorschoolse educatie) or a municipal pre-school offer for a few short sessions a week. Otherwise you pay the provider and may receive the benefit.

Do I need to apply again each year?

No. You apply once, and the benefit continues as long as you qualify. You must report changes and check your details each year.

In your plan

  • Find a registered childcare place
  • Apply for childcare benefit within three months
  • Get in touch with the youth health service (JGZ)
  • Register your children at a school
  • Research childcare and schools near where you will live

Sources

Written and checked by HomiStart editorial against the official sources below. Next scheduled check: 4 Feb 2027.

  1. RijksoverheidOfficial source
    Bedragen kinderopvangtoeslag 2026 (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026

    Max hourly rates 2026; 96% up to €56,412 combined income; 230 hours per month

  2. RijksoverheidOfficial source
    Wanneer heb ik recht op kinderopvangtoeslag? (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  3. RijksoverheidOfficial source
    Kosten kinderopvang in Nederland (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  4. RijksoverheidOfficial source
    Welke soorten kinderopvang zijn er? (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  5. RijksoverheidOfficial source
    Wat kan ik doen met een klacht of zorgen over de kinderopvang van mijn kind? (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  6. Dienst Toeslagen (Benefits Service)Official source
    I want to apply for a benefit (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026

    Apply within 3 months after the month the child first goes to childcare; Mijn toeslagen only in Dutch

  7. RijksoverheidOfficial source
    Kabinet zet belangrijke stap naar nieuwe financieringsstelsel kinderopvang (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026

    News of 21 September 2026; direct financing planned from 2029

  8. Ministerie van Sociale Zaken en WerkgelegenheidOfficial source
    Landelijk Register Kinderopvang (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026

Was this guide helpful?