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Your first 30 days in Amsterdam: a step-by-step plan

A prioritised plan for your first month in Amsterdam: an address where you can register, registration and BSN within five days, residence document and TB test, health insurance, bank account, DigiD, GP, transport and household basics, and why the order matters.

Checked 7 Oct 2026
Applies to
Anyone who has just arrived in Amsterdam to live, or will arrive within the next few weeks, for longer than four months. EU, EEA and Swiss citizens can skip the residence permit steps.
Effort
High effort
Time needed
Spread over about four weeks; most steps take one appointment or one online application
Cost
Check the City of Amsterdam's page for any registration charges; IN Amsterdam's appointments carry service fees. In 2026 the health insurance deductible is €385 a year and GVB travel is capped at €10.50 a day when you pay with a bank card or phone.
When
The hard deadlines are registering within five days of arrival (stays over four months), taking out health insurance within four months, and, if required, the TB test within three months of receiving your residence permit.
Where
Amsterdam, Netherlands
On this page
  1. Overview
  2. Before you start
  3. Documents you need
  4. Step by step
  5. Why the order matters
  6. If you cannot register yet
  7. Free help in Amsterdam
  8. Watch out
  9. Common mistakes
  10. Tips
  11. Frequently asked questions
  12. Official links
  13. In your plan
  14. Sources
  15. Related guides

Your first month in Amsterdam is mostly about one key: the citizen service number (burgerservicenummer, BSN). You get it when you register your address in the Personal Records Database (BRP), and you need it to be paid, open a bank account, take out health insurance and apply for DigiD. Almost everything else waits for it.

Below is a sequence that works for most newcomers. Adjust the timing to your situation, but keep the order: an address you can register at, registration, then insurance, bank and DigiD, and everyday basics alongside.

Before you start

  • A place to live where you are allowed to register
  • Your passport and, for non-EU nationals, the MVV or IND approval
  • Original, legalised and (where needed) translated birth and marriage certificates

Documents you need

  • Passport or national ID card

    required
  • Rental contract, or main-occupant permission with a copy of their ID

    required
  • Legalised and translated birth certificate

    required
  • Marriage or partnership certificate, if applicable

    optional
  • Residence document or IND decision (non-EU nationals)

    optional
  • Citizen service number (BSN), received at registration

    required
  • Dutch health insurance policy

    required

Step by step

  1. Step 1: Before arrival and days 1-3: an address where you can register

    If you will live in the Netherlands for more than four months, you must register at the address where you live. You show a rental contract, a purchase deed or a signed declaration from the main occupant with a copy of their ID. Ask any landlord or short-stay provider before you book whether you can register; IN Amsterdam and the tenant advice service !WOON treat a "no" as a red flag for an illegal sublet or scam.

    Holiday rentals and hotels are not tenancies and usually do not work for registration. See temporary accommodation in Amsterdam.

  2. Step 2: Days 1-5: register with the City of Amsterdam and get your BSN

    Register in person within five days of arrival. In Amsterdam you make an appointment in advance at a City Office (Stadsloket); you can also call the City on 14 020. Bring your passport or ID card, your proof of address and your original birth certificate (and marriage certificate if married), legalised and translated where required. Every family member who moves with you must register; children under 16 come with a parent or guardian.

    If you are a highly skilled migrant (including researchers), hold a start-up, orientation-year or intra-corporate transferee permit, or are an EU citizen working for an IND-recognised sponsor, and you live in Amsterdam or one of IN Amsterdam's partner municipalities, you can register at IN Amsterdam, often combined with collecting your residence document. IN Amsterdam charges service fees.

    You receive your BSN after registration. See registering in Amsterdam.

  3. Step 3: Week 1: collect your residence document (non-EU nationals)

    If your permit was approved before you travelled, you collect your residence document at an IND desk once the IND confirms it is ready, or at IN Amsterdam if your employer used that route. Keep your IND letters and your V number together with your passport. EU, EEA and Swiss citizens do not need a residence document; see EU citizens in the Netherlands.

  4. Step 4: Within 3 months: TB test, if required

    If your application said you would take a tuberculosis (TB) test, make an appointment with the public health service (GGD) within three months of receiving your residence permit, and bring the TB test referral form from the IND.

  5. Step 5: Weeks 1-4: take out Dutch health insurance

    Everyone who lives or works in the Netherlands must take out basic health insurance within four months of arrival, and insurers ask for your BSN. Insurers set their own premiums for the same basic package. In 2026 the compulsory deductible (eigen risico) is €385 a year for adults; GP visits are exempt. If your income is low, you may get healthcare benefit (zorgtoeslag) of up to €129 a month as a single person in 2026. See health insurance in the Netherlands.

  6. Step 6: Weeks 1-3: open a bank account

    You need a Dutch or SEPA account for salary, rent and direct debits. Most banks ask for your BSN and ID, so this usually follows registration. Compare several providers neutrally; see opening a bank account in the Netherlands. Give your BSN and account number to your employer for payroll.

  7. Step 7: After registration: apply for DigiD

    DigiD is the login for the Tax Administration, the IND, health insurers, benefits and many municipal services. Apply online with your BSN; the activation letter arrives at your registered address within five working days, and you must activate within 21 days. Put your name on your letterbox first. See DigiD.

  8. Step 8: Weeks 2-4: register with a GP

    In the Netherlands your family doctor (huisarts) is the entry point to most care: for anything that is not life-threatening you contact your GP first, and the GP decides whether you need hospital treatment. Register with a GP practice near your home soon, before you need one. Outside office hours, call the GP after-hours service (huisartsenpost). Save 112 for emergencies and 0900 8844 for non-emergency police matters. See finding a doctor in the Netherlands and emergency numbers.

  9. Step 9: Day 1 onward: get around

    You can check in and out on trams, buses, metros and trains with a contactless bank card or phone (OVpay). In 2026, GVB charges at most €10.50 per day on its network when you pay this way, and a GVB 1-hour ticket costs €3.40. Many residents cycle for most trips. See public transport in Amsterdam and cycling in Amsterdam.

  10. Step 10: Weeks 2-4: set up your household and work formalities

    • Energy, water and internet, if not included in your rent. You choose your own energy supplier.
    • Local taxes: once registered you receive the municipal waste tax and water board tax bills automatically. !WOON lists €352 a year for single-person and €469 for multi-person households for the waste tax (2025).
    • 30% ruling: if you were recruited from abroad, ask your employer about applying for the Expat Scheme together. The Tax Administration decides within eight weeks. See the 30% ruling.
    • Civic integration: if you came as a family migrant, DUO may write to you about civic integration after you are registered. See civic integration in the Netherlands.

Why the order matters

The BSN links most Dutch systems. Insurers, banks, employers and DigiD all ask for it, and official letters go to the address registered in the BRP. If registration is delayed, keep going with what does not depend on it: temporary housing, transport, finding a GP practice and learning your way around.

If you cannot register yet

If you will stay four months or less, registering in the BRP is optional; you can get a BSN through the Non-residents Records Database (RNI), and Amsterdam is one of the RNI municipalities. If you will stay longer, prioritise moving to a place where you can register rather than looking for workarounds: registering at an address where you do not live is not allowed and can lead to a fine.

Free help in Amsterdam

  • IN Amsterdam combines immigration and registration formalities for eligible newcomers and publishes practical guides.
  • ACCESS, a free help desk for internationals, answers questions about daily life; IN Amsterdam refers newcomers to it.
  • !WOON gives free, confidential advice to tenants in Amsterdam, including on deposits, rent levels and scams.
  • Het Juridisch Loket (Legal Services Counter) offers free legal information online and personal advice for people on a low income (free phone 0800 8020).

Watch out

Register within five days of arrival if you will stay longer than four months. Not registering, or registering at an address where you do not live, can lead to a fine.

Take out health insurance within four months. The CAK contacts people who are required to be insured but are not, and can impose fines.

Do not pay for housing you have not verified. Check the owner and never pay in cash without a receipt.

Common mistakes

  • Waiting for a permanent flat before registering. Register where you live now and report your move later.
  • Arriving without legalised and translated birth certificates, which can delay registration and your BSN.
  • Not putting your name on the letterbox, so the DigiD letter and tax post do not arrive.
  • Forgetting the TB test when the IND requires it.

Tips

  • Book the City Office or IN Amsterdam appointment as soon as you know your arrival date.
  • Keep a folder with your passport, registration confirmation, IND letters, rental contract and insurance policy.
  • When you move within Amsterdam, report your new address no earlier than one month before and no later than five working days after the move; with DigiD you can do this online.

Frequently asked questions

Editorial answers written by our team, based on the sources below.

I cannot get a City Office appointment within five days. What now?

Book the earliest appointment you can and keep the confirmation. Call the City on 14 020 to ask about options, and check whether you are eligible for IN Amsterdam.

Can I open a bank account before I have a BSN?

Most Dutch banks ask for a BSN, but conditions differ, so check with each bank. Until then, a contactless bank card from home can usually be used for daily payments and to check in with OVpay.

I am an EU citizen. Which steps can I skip?

The residence document and TB test steps. Registration, health insurance, bank account, DigiD and everything else apply to you as well.

Do I need to inform the Tax Administration of my address?

No. The municipality passes your registered address on to other government organisations.

In your plan

  • Register your address and get your BSN
  • Take out Dutch basic health insurance
  • Book your registration appointment before you arrive
  • Collect your residence document
  • Open a Dutch bank account
  • Book temporary accommodation where you can register
  • Apply for DigiD
  • Take the TB test if your permit application said so

Sources

Written and checked by HomiStart editorial against the official sources below. Next scheduled check: 5 Jan 2027.

  1. I amsterdam / IN Amsterdam
    Registering in the Amsterdam Area (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026

    Page last updated 20 November 2025.

  2. Immigration and Naturalisation Service (IND)Official source
    Living in the Netherlands (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  3. NetherlandsWorldwide (Ministry of Foreign Affairs)Official source
    How can I get a citizen service number (BSN) if I live abroad? (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  4. RijksoverheidOfficial source
    Eigen risico zorgverzekering (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  5. Belastingdienst / Dienst ToeslagenOfficial source
    Hoeveel zorgtoeslag krijgt u? (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  6. DigiD (Logius)Official source
    Apply for a DigiD (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  7. GVBOfficial source
    Travel occasionally (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  8. GVBOfficial source
    GVB 1 hour ticket (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  9. I amsterdam / IN Amsterdam
    Emergency services and healthcare helplines (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  10. !WOON (funded by the City of Amsterdam)
    English information and support for tenants (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  11. I amsterdam / IN Amsterdam (with !WOON)
    Avoiding housing scams (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  12. I amsterdam / IN Amsterdam
    How much does it cost to move to and live in the Netherlands? (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  13. Tax and Customs Administration (Belastingdienst)Official source
    Can I apply for the Expat Scheme (30% facility)? (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  14. DUO (Dienst Uitvoering Onderwijs)Official source
    Integration in the Netherlands (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  15. CAKOfficial source
    Uninsured (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  16. Het Juridisch LoketOfficial source
    Contact voor gratis juridisch advies (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026
  17. City of Amsterdam (Gemeente Amsterdam)Official source
    Home | City of Amsterdam (Opens {{site}} in a new tab)
    Accessed 7 Oct 2026

    Detail pages on amsterdam.nl blocked automated access on the research date; Amsterdam specifics were checked on IN Amsterdam and national pages.

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