Other services
Health Insurance Authority (HIA)
Official Free
About this service
The regulator of the private health insurance market. It explains community rating and Lifetime Community Rating, including the rule that people who buy health insurance within nine months of becoming resident in Ireland do not pay a late-entry loading, and offers plan comparisons.
HIA health insurance Lifetime Community Rating LCR compare health insurance
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Sources
Last checked by our editors on 8 Oct 2026. Opening hours, appointments and fees change — please confirm on the official website before you go.
- Health Insurance AuthorityOfficial sourceLifetime Community Rating (LCR)
(Opens {{site}} in a new tab) Accessed 8 Oct 2026