Your first 30 days in Paris: a step-by-step plan
A prioritised plan for your first month in Paris, from proof of address and your residence formalities to a bank account, Navigo pass, health insurance, home insurance and housing aid, and why the order matters.
- Applies to
- Anyone who has just arrived in Paris to live, or will arrive within the next few weeks. EU, EEA and Swiss citizens can skip the visa and prefecture steps; everything else applies to them too.
- Effort
- High effort
- Time needed
- Spread over about four weeks; most steps take one online form or one appointment
- Cost
- Validating a long-stay visa (VLS-TS) costs €300, or €100 at the reduced rate (rates since 1 May 2026). A monthly Navigo pass costs €90.80 in 2026, and employers refund at least half. Opening a basic bank account and registering for health insurance are free.
- When
- Non-EU citizens must validate a VLS-TS within three months of arrival, or apply for a residence card within two months of entry if they hold another type of long-stay visa. Tenants must be insured before they receive the keys.
- Where
- Paris, France
On this page
France has no general address registration, so there is no single "registration certificate" that unlocks everything. Instead, three things open most doors in your first month: a proof of address (justificatif de domicile), a French bank account with its bank details (relevé d'identité bancaire, RIB), and, for non-EU citizens, a valid residence document, which usually means validating your long-stay visa online.
The plan below works for most newcomers to Paris. Adjust it to your situation, but try to keep the order: somewhere to live with paperwork, residence formalities, bank account, transport and health insurance, then your household and longer-term steps.
Before you start
A place to stay that can give you a proof of address (justificatif de domicile) Your passport or national ID card, and your long-stay visa if you needed one
Documents you need
- required
Passport (or national ID card for EU/EEA/Swiss citizens)
- optional
Long-stay visa (VLS-TS or other long-stay visa)
Non-EU citizens only
- required
Proof of address less than six months old
- optional
Employment contract or admission letter
- optional
Tenancy agreement (bail)
Once you rent a flat
- optional
Home insurance certificate (attestation d'assurance habitation)
Required for tenants before moving in
- optional
Bank details (RIB)
You receive them when your account is opened
- optional
Official ID photos
Step by step
Step 1: Days 1-3: Stay somewhere that can give you a proof of address
Banks, the health insurance fund and the prefecture all ask where you live. What counts as proof depends on your situation. According to Service-Public, for a residence card application you need a document less than six months old:
- Tenant or owner: one document, such as a utility, landline or internet bill, your tenancy agreement (bail) or a rent receipt.
- Hotel: two documents, a certificate from the hotel management and the latest invoice.
- Staying with someone: three documents, a dated and signed accommodation statement from your host (attestation d'hébergement), a copy of the host's ID or residence card and, if needed, the host's own proof of address.
Ask your host, hotel or short-term landlord before you book whether they will provide these papers. See temporary accommodation in Paris.
Step 2: Days 1-90: Validate your visa or apply for your card (non-EU citizens)
Read the visa in your passport. If it says visa de long séjour valant titre de séjour (VLS-TS), validate it on ANEF, the online platform for foreigners, within three months of arrival and pay the tax online: €300, or €100 at the reduced rate (for example students and family reunification), rates in force since 1 May 2026. Keep the confirmation with your passport.
If you hold another type of long-stay visa, you must apply for a residence card within two months of entry. People who live in Paris deal with the préfecture de police. See after arrival in Paris: OFII and the prefecture.
EU, EEA and Swiss citizens do not need a residence permit; see EU citizens in France.
Step 3: Week 1: Open a bank account
Your employer, landlord, the health insurance fund and the family benefits office (CAF) will all ask for French or SEPA bank details (RIB). Banks usually want your ID and a proof of address. If a bank refuses you, or does not answer within 15 days, you can ask the Banque de France to designate a bank under the right to an account (droit au compte): it names a bank within one working day of receiving your file, and that bank opens the account within three working days of receiving the documents it needs, according to Service-Public. Compare several banks neutrally; see opening a bank account in France.
Step 4: Week 1: Get your Navigo pass
Most people who commute in Paris use a Navigo pass. In 2026 the monthly pass (Navigo Mois) costs €90.80 and the weekly pass (Navigo Semaine) €32.40, valid in all zones; a single metro-train-RER ticket costs €2.55 (fares from 1 January 2026). If you are a salaried employee, your employer must refund at least 50% of your public transport pass. See public transport in Paris.
Step 5: Weeks 1-4: Register for health insurance
Health cover in France is provided through the universal health protection scheme (protection universelle maladie, PUMa), run by the local health insurance fund (CPAM, on ameli.fr).
- If you work, you are covered from your first day of activity; your employer declares your hiring and you complete the registration with the CPAM.
- If you do not work, you can usually be affiliated after three months of stable residence in France.
- International students register free of charge on etudiant-etranger.ameli.fr once enrolled.
Once you have a social security number, ask for your health card (carte Vitale) and declare a regular doctor (médecin traitant). It makes a real difference: in 2026 a standard GP visit costs €30, and Assurance Maladie reimburses €19 if you have declared a médecin traitant, but only €8.40 if you have not. Private employers must also offer a collective complementary health plan (mutuelle) and pay at least half of its cost. See health insurance in France.
Step 6: Weeks 2-4: Insure your home and apply for housing aid
When you rent a flat, you must take out home insurance covering at least the tenant's risks (fire, water damage and explosion) and give the certificate to your landlord when you receive the keys, and again each year if asked. A landlord whose tenant has no insurance can end the lease or take out insurance on the tenant's behalf and recharge it.
As soon as you have a lease, check whether you can get housing aid from the CAF; many tenants, including international students, can. See finding a flat in Paris, home insurance in France and housing aid from the CAF.
Step 7: Weeks 2-8: Attend the OFII welcome session if invited (non-EU citizens)
If you intend to settle in France, the French Office for Immigration and Integration (OFII) may invite you to a welcome session in Paris, where you sign the republican integration contract (contrat d'intégration républicaine, CIR) and, for some permits, have a medical check. Students, visitors and talent card holders do not sign the CIR. Keep every certificate you receive; renewals ask for them.
Step 8: Ongoing: Understand how income tax is collected
Income tax is withheld from your salary at source. Until the tax office knows your personal situation, your employer applies a default rate that depends only on the amount of your salary. You file your first income tax return in the spring after your arrival year, after which the tax office calculates a personal rate. Newcomers without a tax number can still declare online after verifying their identity with their local tax office, or use the paper form 2042. See taxes in France.
Step 9: Day 1: Save the emergency numbers
Call 112 (European emergency number), 15 for medical emergencies (SAMU), 17 for the police and 18 for the fire brigade. Deaf and hard-of-hearing people can reach emergency services on 114 by text. All emergency calls are free. See emergency numbers in France.
Why the order matters
French procedures often ask for proof of an earlier step. The bank wants a proof of address, the CPAM and the CAF want your RIB, the prefecture wants a recent proof of address, and a landlord wants home insurance before handing over the keys. If one step is delayed, carry on with the ones that do not depend on it: transport, a phone plan, and the online visa validation, which only needs your passport, visa and an address in France.
If you cannot get a proof of address yet
If your first accommodation cannot provide the papers above, prioritise moving somewhere that can, or arrange to stay with someone who will sign an accommodation statement and give you a copy of their ID and proof of address. Be wary of anyone who offers to "sell" an address or a lease for a flat you will not live in, and never pay for a flat you have not visited or a lease you have not seen. See rental scams in France.
Where to get help in Paris
- Service-Public.fr explains national procedures; many key pages are available in English.
- Paris city hall answers questions on local services on 3975 (price of a local call); see paris.fr.
- ADIL 75 gives free legal advice on housing questions.
- For residence questions, use the online contact forms of the préfecture de police and the ANEF help pages rather than paid intermediaries.
Watch out
Put your VLS-TS validation deadline (three months after arrival) or your two-month residence card deadline in your calendar on day one. Missing it leaves you without a valid residence document.
Do not sign a lease or receive keys without home insurance in place; it is a legal obligation for tenants.
Use only official sites, mostly ending in gouv.fr, for residence procedures. Validating a visa on ANEF does not require a paid intermediary.
Common mistakes
Waiting for a permanent flat before opening a bank account or registering for health insurance. A hotel certificate or an accommodation statement usually works as a temporary proof of address. Not declaring a regular doctor (médecin traitant), which sharply reduces how much you are reimbursed. Forgetting to give your employer your Navigo receipts, so the 50% refund is not paid.
Tips
Keep a folder, paper and digital, with your visa validation, proof of address, RIB, social security number and every receipt; French offices often ask for them again. Ask your employer early which health insurance plan (mutuelle) the company offers and how to join it. Students should compare the annual Imagine R pass with twelve monthly Navigo passes.
Frequently asked questions
Editorial answers written by our team, based on the sources below.
Do I need to register my address with the town hall?
No. France has no general address registration for residents. You simply keep your address up to date with each organisation (ANEF, CPAM, CAF, tax office, bank).
Can I open a bank account before I have a flat?
Usually yes, if you can provide a proof of address such as a hotel certificate and invoice, or an accommodation statement from a host. If banks refuse you, use the Banque de France right-to-an-account procedure.
I am an EU citizen. Which steps can I skip?
You do not need a visa, a residence card or an OFII appointment. Everything else (proof of address, bank account, health insurance, transport, home insurance and taxes) applies to you as well. See EU citizens in France.
When do I get my carte Vitale?
After the CPAM has registered you and assigned your social security number. Until then, keep your care invoices (feuilles de soins) so that you can be reimbursed. See health insurance in France.
Official links
ANEF – validate a VLS-TS or apply for a residence permit administration-etrangers-en-france.interieur.gouv.fr (Opens {{site}} in a new tab) Service-Public – proof of address for a residence card service-public.gouv.fr (Opens {{site}} in a new tab) Service-Public – right to a bank account service-public.gouv.fr (Opens {{site}} in a new tab) ameli.fr – health insuranceOfficial source ameli.fr (Opens {{site}} in a new tab) Île-de-France Mobilités – tickets and faresOfficial source iledefrance-mobilites.fr (Opens {{site}} in a new tab) Ville de Paris – contact and 3975Official source paris.fr (Opens {{site}} in a new tab)
In your plan
Validate your VLS-TS online Note the deadline for your visa validation or card application Open a bank account Register with the health insurance fund (PUMa) Sign your lease and insure your home Apply to the CAF for housing aid Attend the OFII welcome session and sign the CIR Get a Navigo pass or tickets
Sources
Written and checked by HomiStart editorial against the official sources below. Next scheduled check: 5 Jan 2027.
- Service-Public.fr (DILA, Premier ministre)Official sourceApplication for a residence card: what proof of residence?
(Opens {{site}} in a new tab) Accessed 7 Oct 2026 - Service-Public.fr (DILA, Premier ministre)Official sourceTax stamp – Residence permits – increase in the amount of fees charged to foreigners from 1 May
(Opens {{site}} in a new tab) Accessed 7 Oct 2026 - Service-Public.fr (DILA, Premier ministre)Official sourceLong-stay visa
(Opens {{site}} in a new tab) Accessed 7 Oct 2026 - Service-Public.fr (DILA, Premier ministre)Official sourceRight to a bank account (droit au compte)
(Opens {{site}} in a new tab) Accessed 7 Oct 2026 - Service-Public.fr (DILA, Premier ministre)Official sourceTransport in the Paris region – What will be the new transport fares in Ile-de-France from 1 January?
(Opens {{site}} in a new tab) Accessed 7 Oct 2026 - Service-Public.fr (DILA, Premier ministre)Official sourceMandatory coverage of employees' public transport costs
(Opens {{site}} in a new tab) Accessed 7 Oct 2026 - Service-Public.fr (DILA, Premier ministre)Official sourceHealth insurance of a foreigner that settles in France
(Opens {{site}} in a new tab) Accessed 7 Oct 2026 - Assurance Maladie (ameli.fr)Official sourceVous êtes étudiant étranger et vous venez étudier en France
(Opens {{site}} in a new tab) Accessed 7 Oct 2026 - Assurance Maladie (ameli.fr)Official sourceConsultations en métropole : vos remboursements
(Opens {{site}} in a new tab) Accessed 7 Oct 2026 - Service-Public.fr (DILA, Premier ministre)Official sourceComplémentaire santé d'entreprise (mutuelle santé)
(Opens {{site}} in a new tab) Accessed 7 Oct 2026 - Service-Public.fr (DILA, Premier ministre)Official sourceTenant obligation: home insurance covering rental risks
(Opens {{site}} in a new tab) Accessed 7 Oct 2026 - Service-Public.fr (DILA, Premier ministre)Official sourceQu'est-ce que le contrat d'intégration républicaine (CIR) ?
(Opens {{site}} in a new tab) Accessed 5 Oct 2026 - Service-Public.fr (DILA, Premier ministre)Official sourceImpôt sur le revenu – Prélèvement à la source
(Opens {{site}} in a new tab) Accessed 7 Oct 2026 - Direction générale des Finances publiques (impots.gouv.fr)Official sourcePuis-je déclarer en ligne pour ma première déclaration de revenus ?
(Opens {{site}} in a new tab) Accessed 7 Oct 2026 - Service-Public.fr (DILA, Premier ministre)Official sourceQuels sont les numéros en cas d'urgence (Samu, pompiers...) et les numéros d'écoute ?
(Opens {{site}} in a new tab) Accessed 7 Oct 2026 - Ville de ParisOfficial sourceContacter la Ville de Paris
(Opens {{site}} in a new tab) Accessed 5 Oct 2026