Your first 30 days in Sydney
A step-by-step checklist for your first month in Sydney: getting around with Opal, your tax file number, bank account and myGov, Medicare, checking your visa conditions, finding a home and lodging your bond, a GP, school enrolment, local council services and free English classes.
- Applies to
- Everyone who has just arrived in Sydney to live, work or study.
- Effort
- Medium effort
- Time needed
- Spread over your first four weeks; most steps take under an hour
- Cost
- The registrations are free; plan for bond
- When
- Days 1 to 30 after arrival
- Where
- Sydney, Australia
On this page
Most of what you set up in your first month is national and online: your tax file number (TFN), myGov, Medicare and your visa details in VEVO. The local parts are your home (under NSW tenancy law), getting around with Opal, and services from your local council.
Work through the steps roughly in this order; several depend on the step before (for example, the TFN and Medicare card are posted to you, so you need an address first).
Documents you need
- required
Passport
- optional
Visa grant notice
- required
An address that can receive post
- optional
Overseas driver licence, if you will drive
Step by step
Step 1: Day 1: get around and stay safe
- Tap on and off public transport with a contactless credit or debit card or buy a free Opal card at a convenience store or newsagent and add value. Adult fares are capped at $19.30 a day Monday to Thursday and $50 a week (October 2026). See Public transport in Sydney.
- Save 000 (police, fire, ambulance), 131 444 (non-urgent police) and 1800 022 222 (healthdirect nurse line). See Emergency and helpline numbers.
- If you go to the beach, swim between the red and yellow flags.
Step 2: Days 1–3: check your visa and an address for post
- If you hold a visa, check its conditions in VEVO and save a copy; you can send it to employers, landlords and banks.
- Make sure you have an address that can receive post (your temporary accommodation is fine).
Step 3: Days 2–5: tax file number and bank account
- Apply for your TFN online with the ATO; it is free and usually arrives by post within 28 days. See Getting a tax file number.
- Open a bank account (or finish the one you started before arrival) by showing your original passport in a branch. See Opening a bank account in Australia.
Step 4: Week 1: myGov and Medicare
- Create a myGov account (with an email address or a myID Digital ID) and link the ATO.
- If you are eligible, enrol in Medicare through myGov; the card is posted to you. If you are not eligible, make sure your private health insurance is active. See Medicare and health care in Australia.
Step 5: Weeks 1–4: find a home
- Inspect properties in person before you pay anything. You can be asked for a holding fee (up to 1 week's rent, only after approval), a bond (up to 4 weeks' rent) and up to 2 weeks' rent in advance.
- Pay the bond through Rental Bonds Online, complete the condition report with photos and return it within 7 days. See Finding a home to rent in Sydney and Tenant rights in NSW.
Step 6: Weeks 1–4: work
- When you start a job, give your employer your TFN and either your super fund choice or nothing (so your existing "stapled" fund is used). Check your first payslip, which must arrive within 1 working day of pay day.
- Check your minimum pay with the Fair Work Ombudsman. See Your rights at work in Australia.
Step 7: Weeks 2–4: health and family
- Find a GP near your home with the healthdirect service finder and ask whether they bulk bill.
- If you have children, find your catchment school with the NSW School Finder and enrol them; temporary visa holders check the Temporary Residents Program first. See Schools, preschools and childcare in NSW.
Step 8: By day 30: local life
- Join your local library. The City of Sydney runs 9 library branches with free wifi and computers, and membership is free if you live in NSW.
- Learn your council's bin system. In the City of Sydney, the yellow-lid bin is for recycling, the red-lid bin goes to landfill and, where the service operates, the maroon-lid bin is for food scraps.
- If you will keep driving, note your deadline for a NSW licence: up to six months on an overseas licence for temporary visa holders, three months for permanent residents.
Free English classes and translations
If you are a permanent resident or hold an eligible temporary visa, the Adult Migrant English Program (AMEP) offers free English classes, with free childcare for children under school age while you study. If your visa started after 1 October 2020, register with an AMEP provider within 6 months. Anyone can also learn English free with the AMEPOnline app. People settling permanently can have up to 10 personal documents translated free through the government's Free Translating Service.
Getting help
- Service NSW (13 77 88) handles driver licences and many NSW Government transactions; ask for an interpreter if you need one.
- City of Sydney customer service: 02 9265 9333, or in person at Town Hall House, Level 2, 456 Kent Street.
- Translating and Interpreting Service (TIS National): 131 450.
- Settlement Services International (SSI), a national not-for-profit founded in Sydney in 2000, provides human and social services for refugees and migrants.
Watch out
Scamwatch warns that scammers pretend to be trusted organisations and threaten arrest or deportation over a "visa problem" unless you pay immediately. Hang up and call the agency on its official number.
Never pay a bond or rent for a property you have not inspected.
Common mistakes
Starting work before you have a TFN and not telling your employer, so more tax is withheld. Using an address where you will not receive post for your TFN, bank card and Medicare card. Forgetting to return the condition report within 7 days.
Tips
Fridays, weekends and public holidays have lower Opal caps ($9.65 a day for adults in October 2026). Keep digital copies of your visa grant, passport, lease and payslips in one folder.
Frequently asked questions
Editorial answers written by our team, based on the sources below.
What can I do before I arrive?
Check your visa conditions, arrange health insurance if you need it, book temporary accommodation, start a bank account application if your bank allows it, and research schools and areas. The TFN application for visa holders is for people already in Australia.
Which of these steps are urgent?
A way to pay for transport, an address for post, your TFN and a bank account come first, because employers need your TFN and bank details to pay you correctly.
Official links
Transport for NSW: Opal and contactless paymentsOfficial source transportnsw.info (Opens {{site}} in a new tab) ATO: TFN application for visa holders ato.gov.au (Opens {{site}} in a new tab) myGov: create an accountOfficial source my.gov.au (Opens {{site}} in a new tab) Home Affairs: VEVO immi.homeaffairs.gov.au (Opens {{site}} in a new tab) City of Sydney: contact usOfficial source cityofsydney.nsw.gov.au (Opens {{site}} in a new tab) City of Sydney: librariesOfficial source cityofsydney.nsw.gov.au (Opens {{site}} in a new tab) Home Affairs: Adult Migrant English ProgramOfficial source immi.homeaffairs.gov.au (Opens {{site}} in a new tab)
In your plan
Create a myGov account and link the ATO Register for free English classes (AMEP) Apply for your tax file number Open an Australian bank account Enrol in Medicare if you are eligible Find a long-term home Check your visa conditions in VEVO Lodge your bond and complete the condition report
Sources
Written and checked by HomiStart editorial against the official sources below. Next scheduled check: 5 Feb 2027.
- Transport for NSWOfficial sourceGet an Opal card
(Opens {{site}} in a new tab) Accessed 8 Oct 2026 - Transport for NSWOfficial sourceOpal benefits (travel caps and discounts)
(Opens {{site}} in a new tab) Accessed 8 Oct 2026 - Australian Taxation OfficeOfficial sourcePermanent migrants and temporary visitors – TFN application
(Opens {{site}} in a new tab) Accessed 8 Oct 2026Read via the Internet Archive snapshot of 4 October 2026.
- myGov (Services Australia)Official sourceCreate a myGov account
(Opens {{site}} in a new tab) Accessed 8 Oct 2026 - Services AustraliaOfficial sourceEnrolling in Medicare if you're an Australian permanent resident
(Opens {{site}} in a new tab) Accessed 8 Oct 2026Read via the Internet Archive snapshot of 4 October 2026.
- NSW Government (NSW Fair Trading)Official sourceCosts at the start of a residential tenancy
(Opens {{site}} in a new tab) Accessed 8 Oct 2026 - NSW Government (NSW Fair Trading)Official sourceRental property condition reports
(Opens {{site}} in a new tab) Accessed 8 Oct 2026 - Fair Work OmbudsmanOfficial sourcePay slips
(Opens {{site}} in a new tab) Accessed 8 Oct 2026 - City of SydneyOfficial sourceSydney libraries
(Opens {{site}} in a new tab) Accessed 8 Oct 2026 - City of SydneyOfficial sourceRecycle household items
(Opens {{site}} in a new tab) Accessed 8 Oct 2026 - City of SydneyOfficial sourcePrepare for your food scraps recycling collection
(Opens {{site}} in a new tab) Accessed 8 Oct 2026 - City of SydneyOfficial sourceContact us
(Opens {{site}} in a new tab) Accessed 8 Oct 2026 - Service NSWOfficial sourceContact us
(Opens {{site}} in a new tab) Accessed 8 Oct 2026 - Department of Home AffairsOfficial sourceAbout the Adult Migrant English Program (AMEP)
(Opens {{site}} in a new tab) Accessed 8 Oct 2026 - TIS National (Australian Government)Official sourceTranslating and Interpreting Service (TIS National)
(Opens {{site}} in a new tab) Accessed 8 Oct 2026 - Settlement Services InternationalAbout us
(Opens {{site}} in a new tab) Accessed 8 Oct 2026 - NSW Government (Transport for NSW)Official sourceDriving with an overseas or interstate licence in NSW
(Opens {{site}} in a new tab) Accessed 8 Oct 2026 - Surf Life Saving NSWHow to stay safe at the beach
(Opens {{site}} in a new tab) Accessed 8 Oct 2026 - Scamwatch (National Anti-Scam Centre, ACCC)Official sourceThreat scams
(Opens {{site}} in a new tab) Accessed 8 Oct 2026